21-22 Auto Extenion-ICHD-CPI-PHC.pdf

This document is a Commercial Automobile Elite Endorsement from the Philadelphia Indemnity Insurance Company, dated September 2015 (09/15), modifying a Business Auto Coverage policy. The endorsement provides a comprehensive summary of insurance coverage limits for various automobile-related risks and protections, specifically targeting business automotive insurance.

The endorsement outlines coverage for multiple aspects of business auto insurance, including protection for board members, newly acquired entities, designated insureds, and lessors of leased autos. Key coverage details include a $5,000 cost of bail bonds, $500 per day for reasonable expenses related to loss of earnings, $100 daily disablement for towing, and various limits for hired and owned auto physical damage. Additional provisions cover personal effects ($500), rental reimbursement ($100 per day for 30 days), electronic equipment ($1,000), and original equipment manufacturer parts replacement. The document specifies that these coverage extensions apply only when no other specific coverage is applicable, with deductibles and limits clearly defined for each category of protection.