2024.23.10_COI_GL_WC_PL.pdf

This document is a Certificate of Liability Insurance issued by Johnson, Kendall & Johnson, Inc. for Functional Pathways of TN, LLC, located in Knoxville, TN. The insurance coverage involves multiple insurers: Hanover Atlantic Insurance Company LTD, Hanover Insurance Company, Carolina Casualty Insurance Company, and Travelers Casualty & Surety Company of America. The certificate provides comprehensive liability coverage across multiple categories including commercial general liability, automobile liability, umbrella liability, workers compensation, crime, and professional liability.

The insurance policy provides coverage from 10/23/2023 to 10/23/2024, with substantial liability limits. Commercial general liability and professional liability each have $1,000,000 per occurrence limits and $3,000,000 aggregate limits. Automobile liability is set at $1,000,000, while umbrella liability provides $3,000,000 per occurrence and aggregate. The policy includes cyber liability through Tokio Marine HHC, with an aggregate limit of $3,000,000 and a deductible of $25,000. The certificate holders include multiple veteran homes in different states: Tucson Veteran Home in Arizona, Flagstaff Veteran Home in Arizona, Phoenix Veteran Home in Arizona, and Yuma Veteran Home in Arizona, suggesting this may be related to healthcare or veteran services insurance coverage.