2023-04-01_COI_GL_PL_AL_UL_WC_SAM.pdf
PDF 346 KB Posted
- Attached to
- Master Agreement AZ|CTR056103
- Contract number
- CTR056103
- Issued by
- Arizona
About this file
This document is a comprehensive insurance policy package for The Opportunity Tree, a social services organization based in Phoenix, Arizona. The policy involves multiple insurance providers including Philadelphia Indemnity Insurance Company, CopperPoint Insurance Company, and AMCO Insurance Company. The primary certificate of liability insurance is issued for the State of Arizona, specifically the Department of Economic Security, with additional insured status for the state's departments, agencies, boards, commissions, universities, officers, officials, agents, and employees.
The insurance coverage includes commercial general liability, professional liability, automobile liability, umbrella liability, and workers' compensation, with policy periods from May 1, 2021 to May 1, 2022. Key coverage limits include $1,000,000 per occurrence for general liability, $5,000,000 in umbrella liability, and specific provisions for professional services and potential abuse or molestation claims. The policies are specifically tied to contract numbers CTR055503 and CTR056103 for social services and group home operations, with comprehensive protections for activities performed by or on behalf of the contractor. The total annual premium for the umbrella liability policy is $22,213.00, reflecting the broad and extensive nature of the insurance protection.
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ANY PROPRIETOR/PARTNER/EXECUTIVE
OFFICER/MEMBER EXCLUDED?
INSR ADDL SUBR
LTR INSD WVD
PRODUCER CONTACT
NAME:
FAXPHONE
(A/C, No):(A/C, No, Ext):
ADDRESS:
INSURER A :
INSURED INSURER B :
INSURER C :
INSURER D :
INSURER E :
INSURER F :
POLICY NUMBER POLICY EFF POLICY EXPTYPE OF INSURANCE LIMITS(MM/DD/YYYY) (MM/DD/YYYY)
AUTOMOBILE LIABILITY
UMBRELLA LIAB
EXCESS LIAB
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
AUTHORIZED REPRESENTATIVE
EACH OCCURRENCE $
DAMAGE TO RENTEDCLAIMS-MADE OCCUR $PREMISES (Ea occurrence)
MED EXP (Any one person) $
PERSONAL & ADV INJURY $
GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $
PRO-POLICY LOC PRODUCTS - COMP/OP AGGJECT
OTHER: $
COMBINED SINGLE LIMIT
$(Ea accident) ANY AUTO BODILY INJURY (Per person) $
OWNED SCHEDULED
BODILY INJURY (Per accident) $AUTOS ONLY AUTOS
HIRED NON-OWNED PROPERTY DAMAGE
$AUTOS ONLY AUTOS ONLY (Per accident)
OCCUR EACH OCCURRENCE
CLAIMS-MADE AGGREGATE $
DED RETENTION $
PER OTH-
STATUTE ER
E.L. EACH ACCIDENT
E.L. DISEASE - EA EMPLOYEE $
If yes, describe under
E.L. DISEASE - POLICY LIMITDESCRIPTION OF OPERATIONS below
INSURER(S) AFFORDING COVERAGE NAIC #
COMMERCIAL GENERAL LIABILITY
Y / N N / A
(Mandatory in NH)
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:
CERTIFICATE HOLDER CANCELLATION
© 1988-2015 ACORD CORPORATION. All rights reserved.ACORD 25 (2016/03)
CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY)
The ACORD name and logo are registered marks of ACORD
6/9/2022
(480) 730-4920 (480) 730-4929
18058
The Opportunity Tree 3146 E. Windsor Ave.
Phoenix, AZ 85008
14216
A 1,000,000
X X PHPK2408206 5/1/2022 5/1/2023 100,000
Prof Liability 5,000 Sex & Physical Abuse 1,000,000
3,000,000 3,000,000
1,000,000A
X X PHPK2408206 5/1/2022 5/1/2023
5,000,000A
PHUB812629 5/1/2022 5/1/2023
10,000 B
X 1014567 4/1/2022 4/1/2023 1,000,000 1,000,000 1,000,000
A Sex & Physical Abuse PHPK2408206 5/1/2022 Occurence 1,000,000 A Sex & Physical Abuse PHPK2408206 5/1/2022 5/1/2023 Aggregate 3,000,000
Re: Contract # CTR055503/CTR056103 Social Services Organization; Group Homes - All Employees & Salespersons, Drivers - Subject to policy limitations and exclusions.
The State of Arizona and the Department of Economic Security shall be named as Additional Insureds with respect to General Liability arising out of the activities performed by or on behalf of the Contractor, as required by written contract.
The State of Arizona and the Arizona Department of Economic Security shall be named as Additional Insureds with respect to Auto Liability arising out of the activities performed by or on behalf of the Contractor, involving automobiles
SEE ATTACHED ACORD 101
State of Arizona Department of Economic Security Rehabilitation Services Admin 1789 W. jefferson St 2nd Flr NW Mail Drop 53C1 Phoenix, AZ 85007
THEOPPO-01 PEVANS
The Mahoney Group - Mesa 1835 South Extension Road Mesa, AZ 85210
Philadelphia Indemnity Ins. Co CopperPoint Insurance Company
X
5/1/2023
X X
X X
X
X
X
X
FORM NUMBER:
EFFECTIVE DATE:
The ACORD name and logo are registered marks of ACORD
ADDITIONAL REMARKS
ADDITIONAL REMARKS SCHEDULE
FORM TITLE:
Page of
THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM,
ACORD 101 (2008/01)
AGENCY CUSTOMER ID:
LOC #:
AGENCY NAMED INSURED
POLICY NUMBER
CARRIER NAIC CODE
© 2008 ACORD CORPORATION. All rights reserved.
The Mahoney Group - Mesa
THEOPPO-01
SEE PAGE 1
SEE PAGE 1
ACORD 25 Certificate of Liability Insurance
SEE P 1
The Opportunity Tree 3146 E. Windsor Ave.
Phoenix, AZ 85008
SEE PAGE 1
PEVANS
Description of Operations/Locations/Vehicles:
owned, leased, hired or borrowed by the Contractor, as required by written contract.
Policy shall contain a waiver of subrogation in favor of the State of Arizona and its departments, agencies, boards, commissions, universities, officers, officials, agents and employees for losses arising from work performed by or on behalf of the Contractor.
Umbrella Extends to Professional Liability in Order to Satisfy $2Million Occurrence/ $2Million Aggregate Requirement
Sexual and physical abuse is not excluded
MANUSCRIPT (06/11)
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
ADDITIONAL INSURED – STATE OF ARIZONA
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
HUMAN SERVICES ORGANIZATION PROFESSIONAL LIABILITY COVERAGE FORM
ABUSIVE CONDUCT LIABILITY COVERAGE FORM
BUSINESS AUTO COVERAGE FORM
SCHEDULE
The following provisions are added to the policy:
1. WHO IS AN INSURED is amended to include as an insured the person or organization shown in the above SCHEDULE, but only with respect to their liability for activities performed by you or on your behalf relating to the conduct of your business;
2. The coverage provided by this endorsement includes the assumption of liability in a written or oral contract between the named insured and the person or organization shown in the above SCHEDULE for work performed by you or on your behalf relating to the conduct of your business;
3. The coverage provided by this endorsement only is primary. Any other applicable insurance will apply as excess; and
4. We agree to waive any right of subrogation against the State of Arizona, and its departments, agencies, boards, commissions, universities, officers, officials, agents, and employees” for losses arising from work performed by or on behalf of Subcontractor
Name of Person or Organization: State of Arizona, Department of Economic Security, 1789 W Jefferson, Phoenix, AZ 85007 The State of Arizona, its departments, agencies, boards commissions, universities and its officers, officials, agents, and employees and the Department of Economic Security for losses arising out of the work performed by or on behalf of the Contractor
Policy #PHPK2408206
ACP3019715631 COMMERCIAL GENERAL LIABILITY
CG 24 04 05 09
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY
AGAINST OTHERS TO US
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
PRODUCTS/COMPLETED OPERATIO NS LIABILITY COVERAGE PART
SCHEDULE
Name Of Person Or Organization: The State of Arizona and its departments, agencies, boards, commission, universities, officers, officials, agents and employees as additional insureds with respect to liability arising out of the activities performed by or on behalf of the Contractor.
Information required to complete this Schedule, if not shown above, will be shown in the Declarations.
The following is added to Paragraph 8. Transfer Of
Rights Of Recovery Against Others To Us of Section
IV — Conditions:
We waive any r ight of recovery we may have against the person or organization shown in the Schedule above because of payments we make for injury or damage arising out of your ongoing operations or
"your work" done under a contract with that person or organization and included in the "products-completed operations hazard". This waiver applies only to the person or organization shown in the
Schedule above.
All terms and conditions of this policy apply unless modified by this endorsement.
CG 24 04 05 09 © Insurance Services Office, Inc., 2008 Page 1 of 1
ACP GLA03009597414 74KA 20009 INSURED COPY 46 0010263
POLICY NUMBER: ACP3019715631 COMMERCIAL GENERAL LIABILITY
CG 20 26 04 13
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
ADDITIONAL INSURED - DESIGNATED
PERSON OR ORGANIZATION
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
SCHEDULE
Name Of Additional Insured Person(s) Or Organization(s): The State of Arizona and its departments, agencies, boards, commission, universities, officers, officials, agents and employees as additional insureds with respect to liability arising out of the activities performed by or on behalf of the Contractor.
Information required to complete this Schedule, if not shown above, will be shown in the Declarations.
A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf:
1. In the performance of your ongoing operations; or
2. In connection with your premises owned by or rented to you.
However:
1. The insurance afforded to such additional insured only applies to the extent permitted by law; and
2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured.
B. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance:
If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance:
1. Required by the contract or agreement; or
2. Available under the applicable Limits of Insurance shown in the Declarations;
whichever is less.
This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations.
All terms and conditions apply unless modified by this endorsement.
CG 20 26 04 13 © Insurance Services Office, Inc., 2012 Page 1 of 1
ACP GLA03009597414 74KA 20009 INSURED COPY 46 0010252
ACP3019715631 COMMERCIAL AUTO CA 04 44 10 13
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY
AGAINST OTHERS TO US (WAIVER OF SUBROGATION)
This endorsement modifies insurance provided under the following:
AUTO DEALERS COVERAGE FORM
BUSINESS AUTO COVERAGE FORM
MOTOR CARRIER COVERAGE FORM
With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by the endorsement.
SCHEDULE
Name(s) Of Person(s) Or Organization(s): The State of Arizona and its departments, agencies, boards, commission, universities, officers, officials, agents and employees as additional insureds with respect to liability arising out of the activities performed by or on behalf of the Contractor.
Information required to complete this Schedule, if not shown above, will be shown in the Declarations.
The Transfer Of Rights Of Recovery Against Others To Us condition does not apply to the person(s) or organization(s) shown in the Schedule, but only to the extent that subrogation is waived prior to the "accident" or the "loss" under a contract with that person or organization.
CA 04 44 10 13 © Insurance Services Office, Inc., 2011 Page 1 of 1
ACP BA 30-0-9597414 74KA 20008 INSURED COPY CA0444101300 0200 46 0010427
COMMERCIAL AUTO
CA 20 48 10 13
ACP3019715631
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
DESIGNATED INSURED FOR
COVERED AUTOS LIABILITY COVERAGE
This endorsement modifies insurance provided under the following:
AUTO DEALERS COVERAGE FORM
BUSINESS AUTO COVERAGE FORM
MOTOR CARRIER COVERAGE FORM
With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by this endorsement.
This endorsement identifies person(s) or organization(s) who are "insureds" for Covered Autos Liability Coverage under the Who Is An Insured provision of the Coverage Form. This endorsement does not alter coverage provided in the Coverage Form.
SCHEDULE
Name Of Person(s) Or Organization(s):The State of Arizona and its departments, agencies, boards, commission, universities, officers, officials, agents and employees as additional insureds with respect to liability arising out of the activities performed by or on behalf of the Contractor.
Information required to complete this Schedule, if not shown above, will be shown in the Declarations.
Each person or organization shown in the Schedule is an "insured" for Covered Autos Liability Coverage, but only to the extent that person or organization qualifies as an "insured" under the Who Is An Insured provision contained in Paragraph A.1. of Section II — Covered Autos Liability Coverage in the Business Auto and Motor Carrier Coverage Forms and Paragraph D.2. of Section I — Covered Autos Coverages of the Auto Dealers Coverage Form.
CA 20 48 10 13 © Insurance Services Office, Inc., 2011 Page 1 of 1
ACP BA 30-0-9597414 74KA 20008 INSURED COPY CA2048101300 0100 46 0010428
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The State of Arizona, it's departments, agencies, Boards, commissions, universities and it's Officers, officials, agents, and employees as additional insureds with liability arising out of the activities performed on or on behalf of the contractor.
sknaub Typewritten text
OF ARIZONA - DEPARTMENT OF ECONOMIC SECURITY
UMB 1 (12-98)
DECLARATIONS
COMMERCIAL UMBRELLA LIABILITY
RENEWAL INSURANCE POLICY
AMCO INSURANCE COMPANY
1100 LOCUST ST DEPT 1100
DES MOINES IA 503912000
Policy Number: ACP CAA 3019715631
ITEM 1
Named Insured: THE OPPORTUNITY TREE
ITEM 2 ARIZONA FOUNDATION FOR THE HANDICAPPED
Address: 3146 E WINDSOR AVE
PHOENIX AZ 850081135
Agent: THE MAHONEY GROUP Address: MESA AZ 85210 46 02 60491 0027
PRODUCER: NICHALAS C FLORES
ITEM 3
Policy Period : From 12:01 A.M., 05/01/21 to 12:01 A.M., 05/01/22
ITEM 4
Schedule of Underlying Insurance: See Endorsement No. UMB 00 01
ITEM 5
Retained Limit Aggregate: NONE
ITEM 6
Limits of Insurance: a) $5,000,000Each Occurrence
b) $5,000,000 Products - Completed Operations Aggregate
c) $5,000,000Other Aggregate
ITEM 7
Coverage IX A - Excess Follow Form Liability Insurance
B - Umbrella Liability Insurance
ITEM 8
Premium :
$22,213.00
ITEM 9
Endorsements: UMB0001 0309 UMB0002 0413 UMB0052 0115 UMB0064 0120 UMB0200 0112
UMB0201 0413 UMB7010 0514 UMB0095 0311 UMB0085 0310 UMB7011 1213
Amount
Renewal or Replacement No. ACP CAA 3009715631
Countersigned By Authorized Representative
UMB 1 (12-98)
DIRECT BILL I.22K 21126 INSURED 48 46 07097
-L L
SO
- G
O E
1.-d
-M
N
AMCO INSURANCE COMPANY
IN WITNESS WHEREOF the Company has caused this policy to be signed by its president and secretary and countersigned on the declarations page by a duly authorized representative of the company.
SECRETARY PRESIDENT
SP 00 02 09 16 Page 1 of 1
ACP CAA 3019715631 INSURED 46 0007098
AMCO INSURANCE COMPANY
COMMERCIAL UMBRELLA LIABILITY
FORMS AND ENDORSEMENTS SUMMARY
Number: ACP CAA 3019715631 Period:
From 05/01/21 To 05/01/22
FORM/ENDORSEMENT DATE TITLE
UMB0001
UMB0002
UMB0052
UMB0064
UMB0085
UMB0095
UMB0200
UMB0201
UMB7010
UMB7011
0309 SCHEDULE OF UNDERLYING INSURANCE
0413 COMMERCIAL UMBRELLA LIABILITY POLICY
0115 CAP ON LOSSES FROM CERTIFIED ACTS OF TERRORISM
0120 CONDITIONAL EXCLUSION OF TERRORISM (RELATING TO DISPOSITION
0310 ABUSE OR MOLESTATION
0311 EXCLUSION ENDORSEMENT - CRISIS RESPONSE AND LOST WAGES - COV
0112 ARIZONA CHANGES - CANCELLATION AND NONRENEWAL
0413 ARIZONA CHANGES - REPRESENTATIONS OR FRAUD
0514 EXCLUSION-ACCESS OR DISCLOSURE OF CONFIDENTIAL OR PERSONAL I
1213 ABUSE OR MOLESTATION AGGREGATE
LB2K 21121 INSURED 46 07099
UMB 00 01 03 09
Policy Number: ACP CAA 3019715631 Policy Period: 05/01/21 to 05/01/22
ITEM 4.
Schedule Of Underlying Insurance (as identified by the entry of a company name, policy number, policy period and limits):
X Commercial General Liability or Businessowners Liability
AMCO
Policy Number: ACP GLAO 3019715631 Policy Period: 05/01/21 to 05/01/22
Limits ($) 3000000 3000000 1000000 1000000
General Aggregate Products-Completed Operations Aggregate Personal and Advertising Injury Each Occurrence
Commercial Auto Liability
NATIONWIDE MUTUAL INS CO
Policy Number: ACP BA 3019715631 Policy Period: 05/01/21 to 05/01/22
Limits ($) 1000000 Each Accident
Employer's Liability or Stop Gap Liability
Policy Number:
Policy Period: to
Limits ($)
Bodily Injury by Accident - Each Accident Bodily Injury by Disease— Each Employee Bodily Injury by Disease— Policy Limit
Policy Number:
Policy Period: to
Limits ($)
Policy Number:
Policy Period: to
Limits ($)
Policy Number:
Policy Period: to
Limits ($)
Policy Number:
Policy Period: to
Limits ($)
IMPORTANT NOTICE: RESTRICTIONS, LIMITATIONS AND EXCLUSIONS TO THE ABOVE SCHEDULED
UNDERLYING INSURANCE (OR ANY REPLACEMENTS THEREOF) WILL ACT AS RESTRICTIONS,
LIMITATIONS AND EXCLUSIONS TO COVERAGE A OF THIS POLICY.
UMB 00 01 03 09
ACP CAA 3019715631 INSURED
Page of 46 0007100
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