Insurance Requirements.pdf

This document is an Exhibit A detailing Insurance Requirements for Contractors for the State of Louisiana, applicable across various state agencies, departments, and commissions. The document outlines comprehensive insurance coverage specifications that contractors must maintain during the contract period, including mandatory insurance types such as Workers Compensation, Commercial General Liability, and Automobile Liability. Each insurance type has specific minimum coverage limits, with Workers Compensation set at $1,000,000 per accident and Commercial General Liability requiring a $2,000,000 general aggregate limit.

The requirements specify that all insurance policies must be provided by companies legally authorized to do business in Louisiana, with an A.M. Best rating of A-VI or higher. Contractors must furnish Certificates of Insurance to the agency before work commences, with policies requiring 30 days written notice of cancellation. The document also emphasizes that the State of Louisiana and its associated entities must be named as additional insureds, and the contractor is responsible for ensuring subcontractors meet these same insurance requirements. Failure to maintain the required insurance could result in contract suspension, discontinuation, or termination, with the contractor remaining liable for any potential indemnification obligations.