Insurance Requirements.pdf

This document is an Exhibit A insurance requirements document for contractors working with the State of Louisiana, specifically detailing mandatory insurance coverage specifications for state contracts. The document, revised in March 2016, outlines comprehensive insurance requirements across multiple coverage types including Workers Compensation, Commercial General Liability, and Automobile Liability. Contractors must maintain specific minimum insurance limits, with Workers Compensation insurance required to comply with state law and have a minimum limit of $1,000,000, Commercial General Liability set at a $2,000,000 aggregate limit, and Automobile Liability requiring a combined single limit of $1,000,000 per accident.

The insurance requirements include detailed provisions about policy endorsements, cancellation notices, and verification of coverage. The State of Louisiana reserves the right to request complete certified copies of all insurance policies at any time and requires contractors to provide certificates of insurance signed by an authorized representative. Contractors must ensure that the State of Louisiana, its agencies, officers, agents, employees, and volunteers are named as additional insureds, and that all policies contain specific provisions about subrogation, cancellation notices, and indemnification. Failure to maintain the required insurance could result in contract suspension, discontinuation, or termination, with the contractor remaining liable for any contractual obligations.